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PowerPay is a fully independent company that is committed to delivering loans with no hidden fees, no credit cards or no prepayment penalties in order to offer the lowest monthly payment possible to our customers. After all, the more affordable the loan, the bigger the possibilities for your home.

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PowerPay is a digital lending platform that offers home improvement financing for contractors, their customers and everyday consumers. Our fully automated technology offers instant approvals on home improvement loans up to $100,000, helping homeowners and their contractors translate expensive home improvement projects into low monthly payments that can be paid over time. Unlike other digital loan platforms, PowerPay is a fully independent company that is committed to delivering loans with no hidden contractor fees, credit cards or prepayment penalties in order to offer the lowest monthly payment possible. After all, the more affordable the loan, the bigger the possibilities for the home.

Base Program 

  • rates start as low as 4.99%

  • terms options are 5, 10 or 15 years (lowest monthly payment)

  • no prepayment penalties

  • no credit cards

Promotional Program 

  • Up to 24 Months NO payments NO accrued interest (12-month or 24-month options)

  • Deferral Period begins at the completion of construction

  • 15 Year Product

  • NO Balloon Payment: at the end of the deferral period your customer just begins making their low monthly payment with an interest rate as low as 8.99%

  • NO Credit Card

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